Credit Manager - Burton on Trent

28 Jul 2017
16 Aug 2017
Contract Type
Our Client, a FTSE 250 listed company within the Finance and Banking Sector, is currently seeking an experienced Credit Manager to join their team in Burton on Trent on a full time, permanent basis. The role would involve underwriting asset backed transactions as well as providing credit recommendations to Senior Underwriters.

The ideal candidate will have a comprehensive knowledge of underwriting techniques and requirements gained through significant exposure to SME, Commercial and Corporate underwriting. You will have the ability to operate at a high level in the Customer and Supplier environments and excellent knowledge of risk disciplines
Duties and Responsibilities include:
• Underwriting within a delegated, personal underwriting authority
• Lead responsibility for the effective deployment of Credit Risk Policies and supporting processes to ensure the office deliver to set compliance targets
• Achieve satisfactory Credit Risk Reviews and audits of credit processes
• Delivery of local Credit Quality Assurance programmes
• Acting as the Credit and Risk subject matter expert, providing guidance and advise to sales teams and operations
• Providing a high standard of credit support to and engagement with the sales teams
• Undertaking customer visits where appropriate to support the effective underwriting of credit transactions
• Supporting Sales Directors in coaching the less experienced members of the sales team to deliver a "right first time" principle in the development of proposals
• Provide "in-field" support to the sales team, assisting the development and presentation of more complex proposals using market and asset knowledge
• Underwriting and managing credit proposals to agreed SLAs
• Owning and managing systems and processes in place
• Managing all credit lines including timely annual reviews
• Effectively line manage one direct report daily

Skills and experience
• Comprehensive knowledge of underwriting techniques and requirements
• Experience of SME or Commercial underwriting within a financial services organisation
• An excellent understanding of Asset Finance and structuring transactions with a clear risk awareness
• Good knowledge of credit risk policies, processes and controls
• Able to make decisions under pressure whilst maintaining a positive attitude
• Educated to GCSE standard (Maths and English C or above)
• Previous people management experience ideal
• Bright, engaging with a strong work ethic
• Excellent communication and organisational skills
• Self motivated
• Strong interpersonal skills
• Driven with the ability to plan and organise others

This is a full time, permanent role and would provide the right candidate with the opportunity to join a successful team working at the forefront of their industry. If you believe this could be the ideal opportunity for you do not hesitate to apply directly. Alternatively, please feel free to call for more information on (Apply online only)

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